PERFORMANCE EVALUATION OF MICROCREDIT IN THE AGRICULTURE SECTOR: A CASE STUDY ON PRIVATE COMMERCIAL BANKS IN BANGLADESH

Author Name: 1. Abdullal Al Mamun, 2. Md. Abdur Rashid, 3. Sapan Miah

Volume/Issue: 05/04

Country: Bangladesh

DOI NO.: 08.2020-25662434 DOI Link: https://doi-ds.org/doilink/09.2024-28854671/UIJIR

Affiliation:

1. Assistant Vice President, Premier Bank PLC, Banshgari, Kishoreganj, Bangladesh.
2.  Department of Business Administration, Sheikh Hasina University of Science and Technology (SHUST) Banshgari, Kishoreganj, Bangladesh.
3. Department of Business Administration, Royal University of Dhaka (RUD), Dhaka, Bangladesh.

ABSTRACT

Microcredit is a pivotal mechanism in supporting the agriculture sector, particularly in developing countries like Bangladesh. Based on the primary and secondary data this study evaluates the performance of microcredit programs provided by a commercial private bank in Bangladesh focusing on their impact on agricultural productivity. This study also reveals the challenges faced by beneficiaries, and the overall effectiveness of these programs. This study is based on a case study and used a convenience sampling technique for administering the closed-ended questionnaire. This paper has policy implications on framers, credit holders, small businessman, scholars, investors, owners and managers and other stakeholders.

Key words: Performance Evaluation, Microcredit, Agriculture Sector, Private, Commercial Banks