INFLUENCE OF FINANCIAL LITERACY AND INCOME LEVEL IN SAVING INTEREST FROM CUSTOMERS OF PT. NATIONAL PERMODALAN MADANI PNM MEKAR DUSUN CUNGKAL DESA SUMBERPETUNG -KALIPARE

Author Name: 1. Windi Ayu Lestari, 2. Yenie Eva Damayanti, SE, MM., Ak

Volume/Issue: 04/05

Country: Philippines

DOI NO.: 08.2020-25662434 DOI Link: https://doi-ds.org/doilink/11.2023-93393494/UIJIR

Affiliation:

ABSTRACT

This research aims to analyze financial literacy and income level on saving interest of PNM Mekar customers in Dusun Cungkal Desa Sumbepetung-Kalipare. To achieve this goal, this research uses descriptive quantitative methods. Data were collected using a questionnaire distributed to 83 respondents. Data analysis uses multiple linear regression analysis techniques. The results of this research have a good impact when PNM Mekar customers have a level of financial literacy, it will have a good influence on interest in saving, income level has a significant and positive effect on interest in saving, so the higher the level of income PNM customers have, the more influence they will have on interest in saving, financial literacy and income level influence interest in saving simultaneously.

Key words: Financial Literacy, Income Level, Saving Interest