A STUDY ON IMPACT OF NON-PERFORMING ASSETS ON THE PROFITABILITY OF PUNJAB NATIONAL BANK

Author Name: Shrusti Mulgund

Volume/Issue: 02/08

Country: India

DOI NO.: 08.2020-25662434 DOI Link: https://www.doi-ds.org/doilink/01.2022-94733584/UIJIR

Affiliation:

3rd-year Law Student, Symbiosis Law School Hyderabad, India

ABSTRACT

Rising NPA has become an increasing concern for the banking sector. As the Net NPA increases Net Profit decreases which seriously effects the financial performance of the bank. The present study focuses on analysing on how the increase in NPA affect the profitability of a bank. Correlation method has been selected to understand impact of NPA on certain parameters, such as Net Profit, ROA% and Net Advances. Secondary sources of data have been used to carry out the research. With the help of conclusive research design, conclusion have been drawn and suggestions have been made.

Key words: Net NPA, Profitability, Correlation, Return of Assets, Net Profit